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Resources for deciding what to fix first

One exterior problem at a time, sorted into a repair, a replacement, a watch or a second look, with the reasoning printed under the answer.

Water that gets in comes before anything that only shows

Most exterior work is judged by what a visitor can see, but the question that comes first is what lets water through. A stain on a ceiling, ice at the eave and a window that fogs can each be a sign of a path for water, and that path is what an inspector and the next owner read first. We think the longer it waits, the more the damage costs, so the order of the work matters as much as the work itself.

Fix whatever lets water into the house before anything that only shows.

The helper below follows that order. It asks where the problem shows, how old the part is and what is pushing the decision, then prints a verdict with its reasoning in numbered steps, so each step can be argued with.

Close-up of gloved hands fitting a metal gutter section to a fascia board
A gutter section being fitted to a fascia board. The picture is generated for this page and shows the fitting itself, not a job this site has carried out.

Sort one problem with the helper

Answer three questions about one problem you can see on your house. The helper works only from those answers, so its result is a starting point for a conversation with whoever inspects or quotes the work, not a diagnosis.

Question 1 of 3

Where does the problem show up?

Three figures that shape the choice

20 years
about how long a basic three-tab asphalt shingle roof is expected to last, the age a roof is read against
R-38
the least ceiling insulation UMass Amherst recommends for houses in the northern United States, laid even and continuous
$25,000
the most the state Guaranty Fund can pay one claimant after an unpaid award, and only to an owner who signed a written contract with a registered contractor

20 years: Fine Homebuilding, Will Your Next Asphalt Roof Last a Lifetime? The article dates from 2010, and it treats the longer lifespans marketed for modern shingles as claims rather than measurements.

R-38: UMass Amherst, Preventing Ice Dams, an article archived from 2011 that warns some of its information may be out of date. Treat R-38 as a floor, not a target.

$25,000: 201 CMR 14.21, Payments from the Guaranty Fund. Older versions of the regulation show a lower cap, so check the current text.

The questions that stall a decision

Is the job a permit question?

The state building code's general rule is that altering or repairing a building needs a permit, with ordinary repairs exempt. The Town of Dracut's building permit page states that rule but does not say how re-roofing or siding is treated. Ask your own town's building department before work starts, and get its answer in writing.

What a written contract has to show

For an owner-occupied home of one to four units, a Massachusetts home improvement contract must be in writing and carry the contractor's registration number and a scheduled completion date. The deposit is capped at one-third of the total price, with an exception for certain special-order materials. The rules sit in chapter 142A, section 2 of the General Laws, and they are worth reading before any deposit is paid.

Trace the water before naming the part

A stain shows where water ended up, not always where it got in. Follow the mark toward the roof edge, the flashing around any opening and the attic side above it. Naming the covering as the fault before that trail is clear skips the question that decides the job.

Taking the decision to the right page

The helper answers one question about one problem. The other pages carry the detail, each built for a narrower question, so the next step after a result is one of these.

A wooden desk with rolled roof plans, a hard hat and a mug beside a window
A generated picture of a desk with rolled roof plans and a hard hat. It shows the paperwork side of a job, not a project this site has carried out.

Sources to check the figures against

Industry and state programmes